We buy houses as principal, with our own funds, then renovate and resell. About 75% of our acquisitions are straight cash purchases; the rest are creative-finance, short-sale, and the occasional vetted-partner referral. Here's exactly how each one works.
We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.
A lot of the bandit signs and Facebook ads you see say "we buy houses" — but most of them are wholesalers. They tie up your house with a contract, shop the deal to actual buyers, and renegotiate (or walk) if they can't flip it. That's not what we do. We buy as principal, with our own funds, and we own the property after closing.
This page exists because you deserve to know what kind of company you're selling to. The four sections below explain: what we do (our deal types), where the money comes from, the principles that don't change, and why we're different from the wholesalers. If anything here is unclear after reading, call us. We'll explain it on the phone.
Approximate volume breakdown from our 2024 acquisitions file.
We pay you cash, take title, and own the asset. Our funds come from internal cash reserves and bank lines of credit (Heritage Funding Partners + others). No assignment, no wholesale, no third-party 'investor network' bidding on your contract.
When cash math doesn't quite get you what you need, we sometimes acquire properties via creative-finance structures: keep your existing mortgage in place (subject-to), or use a novation agreement to capture upside for you. Always with attorney review, always disclosed up front.
When you owe more on the mortgage than the property is worth in cash, we negotiate with your lender to accept less than payoff. We've done this with Wells Fargo, Chase, BSI, PennyMac, SPS. 60–90 day process; we don't get paid unless it closes.
Rare. When a property is outside our acquisition criteria but a vetted partner's buy box is a fit, we'll connect you — and we tell you it's happening before the contract. Our LLC still signs; the partner becomes the assignee with your written consent.
Real institutional relationships built over 11 years. Proof of funds available on request.
Most direct purchases. We close from our operating accounts.
Heritage Funding Partners $600k LOC + Newcoast Financial relationship. Funded acquisitions.
Limited family-office relationships for larger acquisitions. Always disclosed.
Bayport Funding + others. Used for the rehab phase after we close, not for your transaction.
Across every deal type, market, and seller situation. The non-negotiables.
BiggerEquity (Reward Florida LLC) is the named buyer. Not 'investor TBD,' not 'BiggerEquity or assignee.' Our LLC, our signature, on file with the title company.
Wire comes from our title attorney's trust account. We'll send proof-of-funds, recent HUD-1s, and lender confirmations if you want them — usually we offer first.
We don't tie up your property in a 90-day inspection contingency or 'option period' while we shop the deal to other buyers. Day of closing, we own it.
Massiel does intake. Jocelyn coordinates closings. Tiffany handles property management. Richard runs renovations. Becki runs the brand. Eden signs every contract. No outsourced call-centers.
A lot of "cash buyers" aren't actually buyers. Here's the test.
| What you compare | BiggerEquity | Typical wholesale operation |
|---|---|---|
| We close with our own funds | Yes — verifiable POF on request | Wholesalers contract first, find buyer second |
| Firm offer Day 1 | Yes — no renegotiation post-inspection | Re-trade after inspection is industry norm |
| 3-day cancellation clause | Yes, written into every contract | Rarely; usually a 10-day option period favoring buyer |
| We pay all closing costs | Yes — title, recording, transfer tax, notary | Sometimes; varies by buyer |
| Real team you can call | 6 named people, one phone line | Often outsourced to call centers |
| Licensed real estate professional on staff | Eden holds FL Sales Associate SL 3355761 | Rarely |
| BBB accredited + audited | A+ since 2014; zero unresolved complaints | Many cash buyers have no BBB profile or low rating |
Our motto is “make a customer, not a sale” — drilled into every new hire. Sometimes that means we tell you not to sell to us. If your house can support a Realtor listing and your timeline allows, we'll say so. If a mortgage modification is the right play, we'll point you at a HUD-approved counselor. We'd rather lose a deal than make one that makes you regret picking up the phone.
Meet the team behind every deal
“Eden was no ordinary man trying to make a living, he is someone who sees the bigger picture, feels the pain of his clients, and makes decisions based on the greater good. Because of Eden we sold our home in a week, and was able to purchase another in a short period of time.”
“Eden was no ordinary man trying to make a living, he is someone who sees the bigger picture, feels the pain of his clients, and makes decisions based on the greater good. Because of Eden we sold our home in a week, and was able to purchase another in a short period of time.”
No. Wholesalers contract a property under terms favorable to them, then shop the contract to actual end buyers — and they renegotiate or walk if they can't find one. We're a principal buyer: we sign with our own LLC, we close with our own funds, we own and operate the property after closing. About 3% of our deals involve a vetted partner taking assignment — and when that happens, we tell you before the contract is signed.
Three main sources: (1) internal cash reserves built up over 11+ years of operations, (2) a $600k revolving line of credit with Heritage Funding Partners, (3) longstanding relationships with private capital for larger acquisitions. We don't crowdfund deals; we don't take money from sellers; we don't require seller financing. We can send proof of funds within an hour of asking.
If your house is move-in ready and you have time, a Realtor-listed sale typically nets 8–15% more — sometimes much more in hot markets. Cash sales make sense when: speed matters (foreclosure, divorce, relocation, probate), the property has condition issues that won't pass financed-buyer appraisal (fire, water, foundation, termites, mold), or you want certainty (no buyer-financing-fell-through risk, no inspection re-trade, no showings).
Yes, but only when (a) it nets you more than our cash offer would, (b) you understand the trade-offs, and (c) we put attorney review in front of the contract. Creative-finance structures keep our involvement in your file longer (because the mortgage stays in your name on subject-to), which is why we charge ourselves against the upside and not the price. Eden personally explains every creative deal before sign.
BiggerEquity is the trade name (DBA) used for sellers and the public-facing brand. Reward Florida LLC is the underlying Florida LLC that signs contracts, holds title, and runs operations. Same company, two names — the legal entity is on every closing document.
Eden Sade, the founder, holds Florida Real Estate Sales Associate license SL 3355761 (under Highlight Realty Corp). The team also includes licensed professionals in title services and FL homeowner-association management. We're principal buyers in every state where we operate — we don't need a license to buy real estate as principal in most jurisdictions. We'll provide any state-specific disclosures on request.
12 years. Started 2014 by Eden Sade. A+ BBB rating since founding; zero unresolved complaints on file. 28 verified Google reviews averaging 4.8 stars.
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We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.
