Frequently asked.
Honestly answered.

There are only four steps.

1) You tell us about your house — address, basic condition, and your situation — using our online form or a phone call.

2) Within 24 hours, we research recent sales near you and either email you a preliminary cash offer range or schedule a short walk-through (in person or by video).

3) We give you a firm, written, no-obligation cash offer — usually the same day. The number you see is the number you'll be paid; we don't lower it later.

4) A licensed title company (or attorney, depending on your state) opens escrow. You pick the closing date — as fast as 7 days or as far out as 60–90 days. On closing day you sign, and we wire you the money.

We use the same formula every legitimate cash buyer in the country uses, called the 70% rule.

The industry has real bad actors. A 2023 ProPublica investigation documented "we buy houses" franchisees clouding titles to trap sellers in below-market contracts, suing elderly sellers who tried to cancel, and targeting recently bereaved homeowners. We think those tactics are indefensible.

Here's how to verify any cash buyer — including us — before you sign anything:

• Verifiable business address, phone, website, and BBB profile
• They show proof of funds without you having to ask
• They never ask for money upfront — no "application," "processing," or wire transfers
• Contract is in writing, in plain English, with no pressure to sign on the spot
• They let you take the contract to an attorney, family member, or housing counselor first
• They don't ask you to sign a deed at the same time as the contract
• They close through a licensed title company or attorney (not a personal escrow)
• Real online reviews from named sellers — not just star ratings
• Listed in your state's real estate or business registry

Run those checks on us. We'll hand you our BBB link, state business filing, proof of funds, and recent sellers' contact info so you can call them.

No. No agent commissions (saving 5–6% versus a traditional sale), no listing fees, no marketing fees, no 'service fees,' no 'convenience fees,' no inspection fees, no repair credits, no transaction fees.

The number on your offer is the number you take home — minus only what you still owe on the property (your mortgage balance, any property-tax arrears, HOA balance, or liens), which the title company pays off directly from the sale proceeds.

No. Leave dirty dishes, broken appliances, holes in the wall, water damage, an overflowing garage, a roof with missing shingles — we don't care.

We buy houses completely as-is. We've bought houses with active rodent issues, houses where the floor was caving in, houses that hadn't been cleaned in 20 years, and houses still full of a deceased relative's belongings.

Don't lift a finger.

Yes — and the sooner you call, the more options we have. You can sell your home up until the actual foreclosure auction occurs; once it does, the bank owns it and you've lost it.

Pre-foreclosure (missed payments, no auction yet): we close in 7–14 days, pay off your lender directly, and put any remaining equity in your pocket. Your credit is hit far less than a foreclosure.

Notice of Default filed, auction scheduled: we can usually still close in time. In California, AB 2424 (effective January 2025) gives you up to 90 days of postponement if you have a valid listing agreement — but call us today, not next week.

Underwater (owe more than the house is worth): we'll negotiate a short sale with your lender. This takes 60–120 days and requires lender approval, but we have the experience to get it done.

In active bankruptcy: possible, but we'll need approval from your trustee.

We never charge a fee, and we never ask you to deed the house to us in exchange for a 'loan.' Both of those are illegal foreclosure rescue scams in many states.

Here's the side-by-side. Numbers reflect U.S. averages.

The title company orders a payoff statement from each creditor before closing. On closing day, the company wires each lienholder their exact payoff amount directly out of the sale proceeds; you receive what's left.

Example: if your house sells for $200,000, you owe $130,000 on the mortgage and $5,000 in HOA fines, you receive $65,000 (less any prorated property taxes). You don't have to write checks to anyone — the title company handles every payment.