BiggerEquity
The cash-buyer process · explained in detail

How a cash sale actually goes — step by step.

Six steps. Every one named. Every one with a real person on our team who owns it, a realistic time window, and the exact short list of what we'll need from you. No spin, no hidden hand-offs.

A+ BBB · since 2014·4.8★ on 28 reviews·All 50 states

Sell Your House As-Is.
Get a Cash Offer From a Real Buyer — Not an Algorithm.

We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.

Live · 7-min callback 4.8 · Verified Google reviews
Fast Response • Secure 256-bit Encrypted Submission • Trusted Since 2014
What we commit to

The four non-negotiables.

Every deal — homeowner-occupied, distressed, tenant-in-place, probate, out-of-state. Same four promises.

Firm offer.

The number on Day One is the number at closing. We don't drop the price after the inspection. If we ever do, the contract is yours to cancel.

Your timeline.

Close in 7 days if you need to move fast. Close in 60 if you need time to find your next place. Pick the date; we work around it.

Zero out-of-pocket.

No fees, no commissions, no closing costs to you. We pay title, recording, transfer tax, mobile notary, everything.

3 days to cancel.

Written into every contract. No fee, no penalty, no awkward call. You stay in control until the moment you sign at closing.

Six steps · start to close

From your call to the wire, on one page.

Read it in order. Each step lists what we do, who on our team owns it, the realistic time window, and exactly what you'll need to provide. The whole process is designed so you do the address in step 1 and a signature in step 6 — the other 90% of the work is ours.

  1. 01
    5 minutes · Day 0

    Tell us about the house.

    Submit the offer form (60 seconds) or call us. We pull public records — county assessor, deed history, code-violation lookup, lien search — before we hang up. You don't have to know what your house is worth, what repairs are needed, or what comparable sales look like. That's our job.

    Massiel handles intake.
  2. 02
    Same day to 24 hours

    We do the underwriting.

    We run the property through our acquisitions model: ARV (after-repair value) based on neighborhood comps, our internal rehab cost using actual contractor estimates, holding + selling costs, and our required return. If a quick drive-by helps the number, we'll do it. We don't make you wait while we get bids from a contractor.

    Eden signs every offer.
  3. 03
    Day 1–2

    Firm offer on Day One.

    We send the offer in writing, by email and text. The number we send is the number on the contract — no "final renegotiation" after inspection, no last-day price drops. If we can stretch on price by tweaking the close date or assuming a small repair credit, we'll show both options side by side and let you pick.

    Eden signs every offer.
  4. 04
    Day 2–5

    Sign electronically. 3 days to cancel.

    Contracts are sent via RightSignature — open on your phone, sign in two taps. Every contract includes a 3-business-day cancellation clause. If you wake up the next morning and want out, you reply STOP — no fee, no penalty, no awkward call. Your attorney can review the contract before signing; we'll wait.

    Jocelyn keeps the file moving.
  5. 05
    Day 5–30

    Title work + a final walkthrough.

    Our title company orders the title commitment, runs the lien search, pulls any HOA estoppel, and clears whatever needs clearing. If the property is occupied, we do one walkthrough to confirm condition — we're not looking for a reason to drop the price; we're confirming the house is in the same shape as when we offered. (Tenant-occupied? We close around the lease.)

    Tiffany coordinates property condition; the title attorney runs the legal.
  6. 06
    Day 7–60 — your pick

    Close. Cash wired.

    Closing is at the title company, or remote with mobile-notary if you prefer (we cover the notary fee). Wire hits your bank the morning of closing — typically before 11am ET on the agreed date. You walk out with cleared funds. We take possession on the date in the contract, not the day cash hits.

    Title attorney wires; Eden signs the BiggerEquity side.
Cash sale vs. agent listing — side by side

The honest trade-off.

Cash isn't the right answer for every seller. Here's when it is — and when it isn't.

What you compareCash sale (BiggerEquity)Listing with an agent
Days to close7–60 (your pick)75–120+ (theirs)
Repairs requiredNone$8k–$25k typical
Commissions$05–6% of sale price
Closing costs$0 (we pay)1–3% of sale price
ShowingsOne walkthrough10–30 over weeks
Risk of buyer financing falling throughZero12–18% of contracts
Price drop after inspectionNever (3-day cancel is yours)Frequent — re-trade is industry norm

Net-net: a listed sale to a financed buyer usually nets 8–15% morethan our cash number when the house is move-in ready, the market is hot, and your timeline is flexible. We're a trade — speed and certainty for some of the price. Talk it through with us; we'll tell you honestly when listing makes more sense.

Real sellers, real stories

The homeowners who've passed us the keys.

Jose R. Alvarez
Eden was no ordinary man trying to make a living, he is someone who sees the bigger picture, feels the pain of his clients, and makes decisions based on the greater good. Because of Eden we sold our home in a week, and was able to purchase another in a short period of time.
Jose R. Alvarez
Aging parents · 30-year home · sold in 1 week · Florida
Process questions, answered

Eight things sellers always ask.

How is your offer calculated?

We start with the after-repair value (ARV) from neighborhood comps, subtract the actual rehab budget for whatever the house needs, subtract our holding + selling costs (taxes, insurance, utilities, eventual agent commission when we resell), and target a margin in the high single digits. The math is the same whether the house is in Boca Raton or Bismarck — we'll walk you through the numbers on the call if you want.

What if my house has a tenant in it?

We buy tenant-occupied properties all the time. If the tenant is staying, we close around the existing lease and pick up the role of landlord on day one. If the tenant is leaving, we can include a cash-for-keys arrangement in the contract — that's actually one of Tiffany's specialties.

Will I need to pay anything at closing?

Nothing. Not closing costs, not the title insurance premium, not the transfer tax, not the wire fee, not the mobile notary. We even cover the small cost of the seller-side recording if the county charges one. The wire that hits your bank is the contract price — no deductions.

How fast can you actually close?

The fastest we've closed is 5 business days from contract to wire, but that required everyone (us, the title company, the seller's lender for the payoff) to be on the same page from minute one. The honest answer for most files is 10–14 days. If we need to wait on an HOA estoppel or a probate court order, longer.

What's the catch?

We pay below retail. A Realtor-listed sale to a financed buyer usually nets 8–15% more than our cash number — sometimes much more on turnkey homes — but it also takes 3–4 months, requires repairs, comes with showings, and carries a real risk of the buyer's loan falling through 60 days in. We're a trade: speed and certainty for some of the price.

Can my attorney review the contract before I sign?

Yes, and we recommend it. We'll send the contract draft, wait while your attorney reads it, and incorporate reasonable redlines. We're not in a rush.

What states do you buy in?

All 50 states. Our home market is South Florida (Eden's been operating from Hollywood, FL since 2014), but we route every file to the acquisitions specialist who covers your market. Some deals close through partner buyers in their state — when that happens we tell you upfront, and the contract is still signed by BiggerEquity.

Do you ever walk away from a deal after signing the contract?

No. The 3-day cancellation right is the seller's, not ours. Once we're past the 3-day window, the only way we don't close is if the title can't be cleared — and even then we work with you through whatever needs to happen (probate, lien negotiation, code violation cure) rather than walking. We've closed deals that took 9 months to clear title.

More questions? Read the full FAQ (40 answers) →

The honest comparison

BiggerEquity vs. the alternatives.

We're not the right fit for everyone — and we'll say so. Here's how the math actually shakes out.

Average days to close
BE7–21 days
Agent60–90 days
FSBO90+ days
Agent commission
BE$0
Agent~6% of price
FSBO~3% buyer-side
Repairs & cleanup
BENone — sold as-is
AgentRequired, on you
FSBORequired, on you
Showings & open houses
BENone
Agent10–25 strangers
FSBO5–15 strangers
Risk of deal falling through
BECash · no financing
Agent~1 in 6 fall through
FSBOHigher, no agent buffer
Closing costs
BEWe pay them
Agent1–3% on you
FSBO1–3% on you

On the open market you may net more — but only if you can wait, repair, stage, and tolerate the uncertainty. That's the trade.

Ready when you are

See what your house is worth in cash.

It takes 90 seconds. No credit check, no agent visit, no commitment. You'll have a real number in your inbox tomorrow.

Free, no-obligation written offer
Close in as few as 7 days
We pay all closing costs
Walk away anytime

Sell Your House As-Is.
Get a Cash Offer From a Real Buyer — Not an Algorithm.

We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.

Live · 7-min callback 4.8 · Verified Google reviews
Fast Response • Secure 256-bit Encrypted Submission • Trusted Since 2014