Flood / storm damage
Hurricane storm surge, sewage backup, river flooding. We've bought after Ian, Idalia, Helene — including FEMA-flagged homes in special flood hazard areas.
$15k–$120k typical
Water-damaged property · cash buyer · 50 states
Sell a water-damaged house — mold and all, no repairs.
Floods, plumbing leaks, slab leaks, mold blooms, hurricane storm surge, FEMA-flagged repetitive losses — we've seen it and closed on it. No remediation, no mold certification, no insurance approval needed. Firm offer in 24 hours.
Mold ok·FEMA flood zones ok·A+ BBB · since 2014
Sell Your House As-Is.
Get a Cash Offer From a Real Buyer — Not an Algorithm.
We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.
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Why water damage is brutal to sell traditionally
Most buyers walk. We sprint.
Lenders have hardened against water damage in the last decade — particularly after the 2017–2024 hurricane seasons exposed how much hidden moisture damage Florida and Gulf-state housing stock carries. FHA, VA, and most conventional appraisers will flag any visible water staining, soft drywall, or mold-suggestive smell — and the loan dies on the spot. Even a fully-remediated home with paid receipts on file often can't close with a financed buyer.
That leaves the cash market — and within that, the small subset of investors comfortable underwriting water damage. We've been one of them since 2014. Slab leaks in 1960s ranches, mold-flooded basements, post-hurricane interior demos, repetitive-loss FEMA homes — there isn't a water scenario we haven't closed on.
The four common scenarios
Each one, closeable.
Repair-cost ranges below come from our acquisitions file, not industry averages.
Plumbing leaks · slab leaks
Pinhole copper failures, polybutylene re-pipes, slab leaks tunneled under the foundation. Floor damage, drywall, often mold remediation.
$8k–$45k typical
Mold remediation needed
Black mold, fungal growth, ductwork contamination. We don't require remediation reports — we treat every water-damaged property as if it needs full mold treatment.
$10k–$30k remediation
Roof + envelope leaks
Long-running leaks behind walls, around windows, through ceilings. Hidden rot, sagging trusses, insulation collapse — discovered or not, we factor it in.
$20k–$80k repair
Insurance + the claim
Open claim, closed claim, denied claim.
We've closed under each. Here's how.
Pending insurance claim — adjuster came out
We can close around the open claim and you keep the eventual payout. Or assign the claim to us and we credit you for it on the contract. Whichever nets you more.
Claim partially paid, repairs not done
Keep the money. Our offer is calculated against the current as-is condition — after the payout, with the damage still in place. You walk with both checks.
Claim denied (flood exclusion, deferred maintenance)
We've bought from dozens of sellers whose carrier denied for flood-zone exclusion or 'gradual seepage' language. Doesn't change our underwriting.
Mold disclosed — bank financing dead
FHA, VA, and most conventional lenders won't fund on documented mold. Cash investors are the only buyer pool — and we've remediated dozens.
Listing vs cash sale
Side by side, water-damage edition.
| What you compare | Listing with an agent | Cash sale (BiggerEquity) |
|---|---|---|
| Repairs to list | $20k–$120k+ remediation + mold certification | $0 — we close as-is |
| Disclosure required | Full water/mold history; lawsuit liability if missed | We ask upfront — protects us, protects you |
| Buyer financing | Most lenders kill the deal on mold notice | Our own funds — zero financing risk |
| Time on market | 120–365+ days; very limited buyer pool | 7–30 days typical |
| Inspection re-trade | Almost guaranteed price drop post-inspection | No inspection contingency — firm Day 1 |
A word from us
A flood is a logistics nightmare.
We've bought from sellers still drying out, sellers who already moved into hotels, sellers who never came back. The real-estate piece — a firm number, a fast close, no inspection drama — is the small clean part we can take off your plate. The rest (insurance, contents, what's next) is yours. We'll move on your timeline.
Meet the teamReal sellers, real stories
The homeowners who've passed us the keys.
“Eden was no ordinary man trying to make a living, he is someone who sees the bigger picture, feels the pain of his clients, and makes decisions based on the greater good. Because of Eden we sold our home in a week, and was able to purchase another in a short period of time.”
Jose R. Alvarez
Aging parents · 30-year home · sold in 1 week · Florida
“Eden was no ordinary man trying to make a living, he is someone who sees the bigger picture, feels the pain of his clients, and makes decisions based on the greater good. Because of Eden we sold our home in a week, and was able to purchase another in a short period of time.”
Jose R. Alvarez
Aging parents · 30-year home · sold in 1 week · Florida
Water-damage-specific questions
Eight things we always get asked.
How much does water damage really cut my home's value?
Disclosed water damage typically reduces market value 15–35% depending on extent, mold presence, and whether it's resolved or active. Mold specifically can drop value 25–40% on top of the underlying repair cost. We factor your repair budget into the offer transparently — happy to walk through the comp math on the call.
Will mold affect what you'll pay?
It affects the renovation budget, which affects our offer. But it doesn't change whether we buy. We've bought houses with active mold blooms across multiple rooms. Don't pay for testing before calling — we'll assume the worst-case remediation in our underwriting and that's already in the number.
Can I sell during an active water-damage insurance claim?
Yes. The claim follows you (the named insured), not the property. Selling doesn't void it. We can close around the open claim and you keep the eventual payout, or we can take assignment of the claim. Whichever nets more for you.
Do you buy houses in flood zones?
Yes, all FEMA flood zones including A, AE, V, and VE. We've bought repetitive-loss properties and Severe Repetitive Loss (SRL) designated homes. You won't need to disclose elevation certificate or flood-insurance claim history to us — we pull it ourselves.
What about hurricane damage in Florida specifically?
Storm-damage is our home market. Eden's been buying in South Florida since 2014, including post-hurricane acquisitions through Irma, Ian, and Idalia. We have local roofers, mold remediators, and water-mitigation contractors we work with regularly.
Do I need to dry out or remediate before you'll buy?
No. Leave it as-is. Removing wet drywall yourself can actually create more problems (cross-contamination, unsafe demo). Our contractor handles all that after closing.
What if there's standing water right now?
Pause your remediation if you can safely shut off the source. Call us — we can usually run our drive-by within 48 hours and get an offer to you while the loss is still active. Some sellers prefer this; the property is at its worst and our number reflects exactly that.
Do you buy condos and townhomes with water damage?
Yes. HOA-mediated water damage (slab leaks above your unit, common-area pipe failures, ceiling drips from upstairs) — we navigate the HOA estoppel + assessment piece during title. Common with older Florida coastal stacks.
Other distressed-property guides
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Sell Your House As-Is.
Get a Cash Offer From a Real Buyer — Not an Algorithm.
We buy houses nationwide. No repairs. No realtors. No fees. A real person calls back within 7 minutes.
Live · 7-min callback 4.8 · Verified Google reviews
Your address is private. We never share or sell your data.